In certain circumstances, a portion or all of your federal student loan(s) may be forgiven or canceled. This is dependent on factors like your chosen career, disability status, school-related issues or repayment plan.

Explore program options and loan cancellation eligibility requirements with ECMC Solutions forgiveness resources. We can help you see what you qualify for and help you apply.

The federal government offers student loan forgiveness programs that can reduce or eliminate federal student loan debt for qualifying public service careers. Positions in government, the military and education, including certain teaching roles, may be eligible for forgiveness. Forgiven debt may be treated as taxable income; consult a tax professional for guidance.

Program specifics change frequently; for the latest information, visit StudentAid.gov, the Federal Student Aid (FSA) website. For application support or questions, ECMC Solutions forgiveness resources are available to help you take the next step.

Loan cancellation eligibility exists for limited situations that provide borrower protections. Common examples include school closure while enrolled, false certification or other qualifying fraud, total and permanent disability, or the borrower’s death.

To learn about cancellation due to total and permanent disability or to apply, visit the U.S. Department of Education at www.disabilitydischarge.com. If you need additional guidance or help with forms, contact ECMC Solutions for one‑on‑one support.